Assumable Blog

For Sellers

Selling a home with an FHA, VA or USDA loan? Learn how to market your assumable mortgage, attract more buyers and price the low rate into your sale.

Latest articles

Fresh rate data, market news and how-tos.

For Sellers

How to Transfer a Mortgage to Another Person: 2024 Legal Guide + $100K Savings

How to transfer a mortgage to another person through loan assumption, including family and divorce transfers protected by the Garn-St. Germain Act.

March 1, 2026
15 min read
Ryan Carrillo
The Assumability of Your Home
For Sellers

The Assumability of Your Home

How to tell if your home has an assumable mortgage, which loan types qualify, and why it can make your home more attractive to buyers.

July 17, 2025
2 min read
Ryan Carrillo
Assumable Key Advantages and Unique Selling Points
For Sellers

Assumable Key Advantages and Unique Selling Points

Why buyers and sellers use Assumable: nationwide coverage in all 50 states and 6,500+ cities, built specifically for homes with assumable mortgages.

July 17, 2025
2 min read
Ryan Carrillo
Assumable Mortgages: From a Seller's Perspective
For Sellers

Assumable Mortgages: From a Seller's Perspective

How an assumable mortgage helps sellers attract more buyers, stand out from other listings and support a stronger sale price.

July 17, 2025
2 min read
Ryan Carrillo
Assumable calculator

How much could an assumable loan save you?

Enter the home price, the seller's loan balance, rate and remaining term to see your monthly payment, total interest and the equity gap you'll need to cover.

Open the calculator
Home you're interested in assuming
Example
Home sale price
$500,000
Mortgage balance
$350,000
Existing rate
2.5%
Remaining term
25 years
Monthly payment
$1,570
Total interest
$121,048
Equity gap
$150,000
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