Assumable Blog

For Buyers

Buying with an assumable mortgage: how to find assumable listings, qualify, finance the equity gap and save hundreds a month versus a new loan.

Latest articles

Fresh rate data, market news and how-tos.

For Buyers

Roam Shut Down: Where to Find Assumable Homes Now

Roam shut down in August 2026, but assumable mortgages remain available: 12 million exist nationwide, servicers still process assumptions, and Assumable.io offers 67,000+ listings across all 50 states to continue your search.

Assumable Mortgage Calculator: Save $350+/Month vs New Loans

How the Assumable Mortgage Calculator compares your monthly payment, total interest and equity gap when you assume a loan instead of taking out a new one.

Assumable Mortgage Listings: 50,000+ Homes With 2.5% Rates in All 50 States

Search 50,000+ homes with assumable FHA, VA and USDA loans in all 50 states and find existing rates as low as 2.5% that regular listing sites don't show.

Assumable Mortgages: From a Buyer's Perspective

Five steps to sell a home with an assumable mortgage: find a qualified buyer, work with the lender and get released from the loan.

July 17, 2025

3 min read

Ryan Carrillo

Assumable calculator

How much could an assumable loan save you?

Enter the home price, the seller's loan balance, rate and remaining term to see your monthly payment, total interest and the equity gap you'll need to cover.

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Home you're interested in assuming

Example

Home sale price

$500,000

Mortgage balance

$350,000

Existing rate

2.5%

Remaining term

25 years

Monthly payment

$1,570

Total interest

$121,048

Equity gap

$150,000

Ready to find your rate?

Browse 67,631 homes with assumable mortgages

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