The Only National ‍
Assumable Mortgage Platform

Search assumable mortgage listings near you - rates as low as 1.9%

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Making The American Dream More Affordable For Millions

50

All 50 states served

77%

Listings Below 4% APR

6500+

Cities Across The US

What is an Assumable Mortgage?

Buy a home with its existing low rate

  • Assumable mortgages allow you to buy your home by taking over the existing low rate FHA, VA, or USDA loan on the home

  • The average Assumable customer saves $1013/mo and $323k in interest

  • Anyone can assume VA loan or any type of government-backed mortgage

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Assumable Mortgage Facts

$1013

lower monthly
payments on
average

  • You Take Over The Existing Loan

    Assumable mortgages; typically, FHA and VA assumable loans, allow you to "assume" and take over the loan at its locked in rate

  • Access Historically Low Rates Below 4%

    Homeowners can save thousands a month - there are over 7 million assumable mortgage homes with rates below 4%

  • Can a non veteran assume a VA loan?

    Yes - anyone can assume a VA loan. Military service is not a requirement. But the VA benefit stays with the home.

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The only assumable mortgage platform operating in all
50 states

Assumable is the only national assumable mortgage search engine and gives you all the intelligence you need to assume your dream home

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map of states Assumbale.io works in

Why people love

We Don't Charge 1%

Assumable is the only platform that offers assumable mortgage homes to the entire country

Other platforms only grant access to limited markets and may charge you up to 1% of your transaction as a fee for service.

VA & FHA Assumable Homes

VA assumable loans can be assumed by anyone. Buyers can use Assumable to browse assumable VA home listings, FHA Home listings, and other assumable mortgage types.

Buyers & Sellers

Home buyers and sellers both benefit from the assumable mortgage. Buyers get a transferable, historically low rate, and sellers get to fetch a premium for their home on Assumable.io

Industry Trust

Assumable.io is trusted by realtors, brokers, and investors for its powerful platform that lets them tap into previously unavailable data streams. With the addition of Assumable Pro, industry leaders get access to off-market assumable home data no one else can offer

Get a Low Rate Home With Assumable.io

We're Making The American Dream
More Affordable For Millions

The Average Assumable Home Buyer Could Save $1000+ a Month on Their Payment

Assuming a low rate mortgage with Assumable can save you thousands a month on your payment.

Our assumable mortgage search is the only national platform available.

Assumable.io house listing
Assumable mortgage listing on Assumable.io

The #1 Resource on assumable mortgages

Assumable Resource Center

Assumable Mortgages

All About The Assumable Mortgage in 2025

Assumable Mortgage: what it is how it works pros and cons in 2024

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Assumable Mortgages

How to Find Assumable Mortgage Homes 2025

Use Assumable to find Assumable mortgage listings near you

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Frequently Asked Questions

All about Assumable Mortgages and Assumable.io

How to find Assumable Mortgage Homes For Sale?

How Does a Seller Benefit from an Assumable Mortgage?

What is an Assumable mortgage?

How do I qualify for an assumable mortgage?

What is a low rate assumable loan?

How Long Does an Assumable Mortgage Take?

Is Loan Assumption The Same as an Assumable Mortgage?

How do you get the assumable home data?

How much does an Assumable mortgage cost?

How does Assumable Help?

How do I know if my home is assumable?

Can Assumable help someone who is a buyer and seller?

Can Anyone Assume a VA Loan?

What Should Sellers do if They Have an Assumable Mortgage?

Do I Have to Pay The Remaining Loan Balance?

How do you get the assumable home data?